you spend a lot of time and verbage to try and justify the issues with the existing system. You want to appeal to authority ("99% of people..." and "I'm pretty sure..") Not to mention trying to claim since you never had any issues, no one else should...

and in the end, you walk it back to "Crypto might be right for you". Which is what I've been saying all along. I don't claim crypto is right for everyone/everything. Just that there may be times when it is right for somepeople/somethings.