>Why do you say that you're never going to be able to buy a house, but maybe will end up retiring before you're 40?
It's not necessarily about being able to afford a house, but rather about whether home ownership is the best option financially when compared to other options. 20 years ago, homes were so cheap that I'd be willing to buy a home just for the sake of being a homeowner and enjoying the security that entailed. However, nowadays with sky high housing prices, home ownership would need to provide concrete financial benefits when compared to other investments.
Admittedly I'd likely be more motivated to look into buying a house if I wanted children.
>Sounds like, in lieu of anything else, you should try and buy a rental property or two. Start slow, eventually FIRE, that whole thing.
Yes this is the path I am most likely to go down. Buying some rental properties and retiring relatively young is an attractive option.