I will tell you it is a LOT more complicated than this. This type of single point simplification and pronouncement about 'coddling' is decidedly unhelpful.
For starters, if you grow up in two working parent household, both parents can easily come home completely exhausted and unable to provide the extended engagement necessary to help a child develop. Add in the social pressures of school where EVERYONE has an iphone and games where it is socially isolating not to do these things - which carries its own set of risks. Add in a public education system that doesn't focus on development and instead focuses on learning material. Add in an economy designed to optimize extraction of capital from individuals through psychological programming and ads and more stuff to buy.
None of this has to have a single source of blame, much of its realistically structural and cultural. It isn't one bad actor or one failed thing...it is a large number of individuals, groups, and organizations individually performing Goodhart's law and the result is some get cast aside.
FWIW I do have friends that were forced out of the house at 18. At the time I was the same age and I thought it was harsh. Many years later though, I can see that it worked out just fine.
The fact that the parents are providing a roof over their head and paying for their food/water/electricity/internet/clothes/games/etc is why they haven't had a job nor any desire for one well into their 30s.
Honestly, because the parents keep providing for them, there's no impetus for them to change, so they may as well do this into their 40s or 50s.
Minimum wage is enough to survive, and almost anyone that's not severely mentally/physically disabled can do most minimum wage work. In this case, it's not a matter of lack of ability, but lack of willingness.
That said, I have nothing against parents willing to provide housing/support if the child is working, still furthering their education, or need some help getting their feet back on the ground. But at this point, this is none of that, and just enabling their behavior.
I'm in my 30s and have now seen several high school classmates with similarly poor prospects eventually succumb to drug overdoses.
2) don’t assume rich kids don’t opt in to homelessness
When all the goals are chosen for you, it does not matter if you were over-protected or not. You cannot build true self esteem and confidence if you don't succeed and/or fail at a dream of your choice. There is no point learning to drive a car if you do not know where you want to go, to earn money if you don't know what you want to buy, and to get into a career if you have no sense of purpose.
Videogames are addictive not only because they are fun, they provide you with a goal and 'achievements'. In my humble opinion, sex for the sake of sex (real or porn), promotions for the sake of promotions or else are all caused by the same emotional male problem ; the inability to feel emotions and learn from them what is truly important for yourself. The % of young men in the labour force is just a symptom of that.
My opinion now is that sense of purpose AND being able to support yourself are essential; you have cash balance to keep in check with the tribe, and an emotional balance to keep in check with yourself. An adult should be able to do both. I think that people who do the former without doing the later may succeed economically, but on the long run they drain everybody and subconsciously expect others to take care of their own emotions. My father was like that, and his own children don't call him 'daddy'.
I also think its a very male difficulty, because boys learn to suppress emotions at a young age. It makes it harder to find meaningful careers, but also to sustain relationships and to evolve in your spirituality. Men drop out of school, do not enter the workforce, and lament that tinder is unfair. In my humble opinion, it is a purpose problem, not a ''how do I clean my room'' problem.
An ideal situation requires pressure to succeed, while also providing resources and guidance to be successful.
We don't expect everyone to be able to run a 10-minute mile, even though most people can. Likewise we shouldn't expect everyone to be able to hold down a 40+ hour-a-week job and "functional adult" life, even though most people can.
not so different than runaway teenagers, or ex-Mormons that escape Utah
I was quite addicted to video games until my early 20s, but I eventually understood that gaming falls down the priority list as you take on more responsibilities in life. My friends were the same.
My university roommate played video games nonstop. Then he graduated, got a job (as a video game developer) and has a wife and three kids. It's like any addiction, its filling a void, but the object of abuse is not what's to blame.
It worked for me when my parents kicked me out. Took around a decade though.
None of these stories have issue that started at 24. They all have parents enabling the kid ever since kid was 6.
Or they end up as homeless drug addicts.
Both outcomes have a none neglible likelihood.