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Comment by danieljacksonno | Hacker News Reader

We have something vaguely similar with "BankID" in Norway. It's a bank issued digital ID that submits a 2FA to your phone (not through SMS, but through some other system that takes over the whole screen - not sure what it is).

It's usable for almost all government agencies or official stuff online here, but I haven't seen anyone use it for third party auth as it costs roughly 10 cents per login for the service using it.

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This has been rolled out and in use in British Columbia, Canada as well. We have a digital ID app for iOS and Android, which you verify your ID with first, then for government sites (e.g., health records), you login through this app instead - there are no emails, usernames, or passwords involved.

From a usability standpoint it's not very good though. The experience differs from phone to phone and it kinda feels like a hack from a programmers point of view.

In Norway, Sparebank1 is pushing an app to get one-time codes now. I wonder if we'll see more of these in the future?

I use the Microsoft authenticator to get access to my Microsoft work account.

I bet if everyone starts making their own apps for one-time codes EU will demand a single app to do all of this.

>not through SMS, but through some other system that takes over the whole screen - not sure what it is

This sounds like it might be a so-called “flash” SMS. https://en.wikipedia.org/wiki/SMS#Flash_SMS

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