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I've been following cryptocurrencies since their inception. No one who knows anything is investing in or holding fiat based currencies. It may make some people some money, but it is assuredly not going to make you any money, and will probably make you lose money.

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Plenty of crypto veterans use stablecoins. The benefits are that its much faster to transfer globally in minutes and works on weekends. There are also high yields from liquidity mining that anyone can benefit from.

I think OP is talking about long-term holders while you are talking about traders.

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