#3 and #5 are by-products of extreme privilege. Take your average bootcamper, they usually rack up a huge bill majoring in something in college (often a literal dream major), then somehow field a 17k check to just waltz over to tech when they need an office job finally.

Not everyone can do this. You have to be really lucky to play games like that and still be fine.

The same goes for ‘going off to start my own food truck’. These options don’t exist for people that can only afford one solid go at this.