And I wouldn't say "nobody can ban you" - quite the opposite, in fact: with Urbit every major network node gets to make its own choice about banning, and the system encourages that. And the obvious end state is for a setup like Mastodon (or, frankly, Twitter blocks) where nodes collaborate on identifying spammers, griefers, and other bad actors because nobody wants to do full-time moderation work for their own personal experience on the network. That means your permanent identity can easily be banned across large swaths of the network.
(I think that's actually totally fine, I just don't think it's true to say that nobody can ban you.)