Every person that cooks often that I've talked to grossly underestimates how much time their cooking takes them.
The ones that are more efficient either have a ton of cooking experience and talent or just a great kitchen setup, which is a rare luxury and generally a large investment.
Turns out, people started ordering food for home a lot more, even though they now had the time as well as the incentive to save money due to the uncertainty.
Add to it that you don't even make your 10000 steps a day like you normally would just by existing, if you want to keep little health you have to make more time for exercising too.
So I guess there must be something else going on here. I guess the situation must somehow be less simple and obvious than you assume. Reality, it appears, just doesn't match your simplistic view of how the world should work.