If the mugger isn't bluffing, then he'll get your money one way or the other. This makes it different from paying ransoms.

Furthermore, a corporation's bottom line is not truly comparable to a human life. However it is my understanding that paying ransoms to save human lives is technically illegal to. If paying a ransom to save your family member's life is illegal, then corporations paying ransoms to protect their finances should certainly be illegal.

Not a good analogy, for two reasons. First, workers who don't have equity in a company don't really have a gun to their head even if the existence of the company is at risk. The real "gun to the head" is the threat of jail time. Second, it has historically been difficult to convince dozens of people to coordinate with each other and do something illegal for little to no personal gain.

It would in incentivize more people to fight back rather than acquiesce, and therefore likely reduce the number of muggings.