$10,000 is enough to get you back on your feet assuming you leave California, in many places you could actually rent an apartment for $800 a month or so. 10K gets you in your place for three or four months, gets some furniture ,gives you more than enough time to get your life together.

A significant amount of the homeless, really do just need a bit of help. But they also need to get out of California, it's by far the worst state in America for working-class people.