The situation the above commenter was bringing up was that in the near future your genetic information has a good chance of being used by insurance companies pre-judge you, your offspring and your relatives to raise or lower healthcare rates based on information found in that data.
(This was meant as a reply to a sibling comment but the "reply" button is absent).
The pension company can handle the uncertainty, since it averages out.
I sleep well knowing that.
You're saying that there is a "good chance" that some time in the future US insurance companies will illegally use this info to deny people insurance.
I disagree with that probability analysis. Time will tell.
If it’s based off accurate genetic data, is it still prejudgment? We already accept that car insurance is higher for young males without getting mad about it.
Using all available data to make a proper risk assessment seems like a reasonable thing to do.