During my high school and early university years, I was in love with the concept of being able to run errands over the Internet. Why go to the bank when I can order a transfer on-line? Why make orders over the phone when I can choose what I want on a webpage with few clicks? Why ask anyone to do anything, when I could just click or type my way through?
As an adult with a bit more years behind me, I now feel the exact opposite way. Why on Earth am I doing these errands, when I could ask or pay someone else to do them? Why do I waste my time clicking on this bloated, user-hostile page full of upselling garbage, when I could just phone the company and tell them what I need? Alas, companies jumped at the opportunity to outsource the effort to customers, so increasingly I can't phone anyone. Self-service becomes the only option.
I suppose the shift in perspective comes from the fact that back then, I had no money and a lot of time; these days, I have some disposable income, but very little time to spare.