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Just because the US has (comparatively) bad banking infrastructure doesn't mean most places do, most of Europe can do this and has been able to for years (though probably in EUR). This includes some cross-border payments.

Instant payments should be coming to the US in 2023. See https://www.federalreserve.gov/paymentsystems/fednow_faq.htm

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And when you say "for years", it's really decades that this has been the norm for. In my experience it is the same in the more developed Asian countries, or really any high HDI country that is not the US.

Ok, but you're not denying the fact that it's a use case. Why should I have to suffer because the US financial infrastructure is stuck in the 1930s?

All technology becomes outdated at some point, if cryptocurrency is useful to me right now to perform basic financial operations how is that not a use case?

But you’re not moving spendable USD between your own accounts when you’re transferring Bitcoin, so it’s hard to see how this is related to your use case?

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