Again, in extremis: Buddhist monks. And if Buddhist monks exist (and don't care about money), then surely there can be a spectrum of what money means to different people?
Maybe there's even a more successful attitude for earning money than maintaining a singular focus on monotonically-increasing your inventory of it? Maybe past a certain point, the best thing to do with money is to risk it? (Which doesn't even imply forgetting or debating its importance?)
You would be fair to say "this advice doesn't apply to me" or "this advice only applies when conditions X, Y, and Z have been met" or even "this advice is wrong". However, the statement that this advice is "insulting" creates a toxic environment.
No one will ever be able to anticipate all the ways they might cross/deny/fail to recognize someone else's experience or what they "know to be true". Nor is that anyone's job. After all, we're all just stumbling through this thing-called-life trying to do our best. If people persist in taking offense to comments made by strangers on the internet who have never heard of them, the only logical outcome is to exclude those people from the discussion. Is this what you would choose for yourself?
At best, this makes it harder to for me to find like-minded people to have the discussions I want to have--and at worst, it deprives people from being exposed to things that they might find valuable in those discussions, because those discussions are no longer being had in the open where they could be stumbled upon.
Whatever you choose to do from this point forward is no skin off my back. My point is that, in the face of such reactions, my response is to take my very important (to me), real-world discussions about maximizing my life-given-my-circumstances away from the people who would comment in this way.
Anyway, this is not a debate I need to win. Maybe you want to hear this stuff, maybe you don't.