Believe it or not, I was in your shoes about a few weeks ago. I decided against the online/web services because I felt it was a bit limiting and I rather have my stuff on my own computer. Here's something I found that fit all my needs and yours: http://pencil.evolus.vn/en-US/Home.aspx

You can generate stuff into other formats AND html with jquery tab. Some pretty nice options. And everything is free and open source.