The first half of the article lambasts the current conflicted interests of homeowners, who are obsessed about wealth-building through their property purchase and thus super-sensitive about increasing housing supply in their zip code. Boo wealth-minded howeowners!

But few paragraphs below under his proposal those who choose to participate are awarded “the opportunity to begin generating wealth immediately, from the minute they form their first household - a leap forward for both racial and generational equity”.

That’s a possibility, sure, but what about the property potentially losing value due to supply pressure or changing job market conditions? Aren’t the homeowners under his program as likely to develop hardcore NIMBYism as under any other financing scheme?