In both cases it's an absolutely massive thermal conflagration, with no hope of putting it out using anything a homeowner has on hand, and it will proceed so rapidly that the house is going to be totaled by the time the fire department shows up.
I have to figure this is just bias toward the familiar. I will grant you that I don't refill an ICE car inside my own garage, so maybe charging genuinely makes the electric more dangerous. But it probably doesn't do so in fact, I would guess in both cases the biggest risk is something like leaving rags soaked in linseed oil and getting spontaneous combustion.