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Comment by pitdesi | Hacker News Reader

Of note: ING direct was sold to Capital One last week. Capital One has til now addressed an entirely different demographic, so it'll be interesting to see if there are changes...

USAA is good, but it's interface doesn't compare to what BankSimple is shown so far.

And many banks have mobile deposit of checks... PNC, Schwab, Chase, State Farm etc.

I personally really like Schwab bank.

Edit to reflect that USAA banking is now open to all

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ING direct was sold to Capital One last week.

Wow. That's the first I heard of the news. A quick Google News search shows many ING customers (like myself) are upset.

This could be a boon for BankSimple. If Capital One botches the ING experience over the next two years, I'll definitely defect to BankSimple (assuming it's comparable).

You're only mad because you don't know anything about the company that used to own ING Direct (a Dutch bank called ING, currently heavily state supported because of over the top cowboy banking).

Just a minor addition to the parent post. What was sold to Capital One appears to be ING Direct USA. Other branches of ING Direct in other countries were not affected by this operation. See https://secure.wikimedia.org/wikipedia/en/wiki/Ing_direct#IN...

Edit: kirpekar was faster than me a few comments below.

To be honest, ING was one of my favorite banks. They handled security very well, and the customer service always knew what they were doing. After hearing this, well, I'll keep my account for now, but prior experience with Capital One makes me very leery.

USAA's online banking is open to everyone.

It's their driving insurance and some other products that are not.

True, but their mobile deposits only work for full USAA members, taking away one of the largest benefits.

That said, if you have family that served in the military, give them a call. I was able to get a full account by asking my dad to sign up for a $27/year jewelry insurance plan. He didn't even have to switch his auto/property insurance.

I was able to sign up by just having my Dad get an online account.

You can also deposit checks at UPS stores... You give them a check and your debit card, it funds show up immediately (mobile deposit takes some business days).

Of note: ING direct was sold to Capital One last week.

Nooooooooooooooo! Well, if they screw it up, I'll move over to USAA. I also have a Schwab account, but don't use it as much as I used to.

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