> "live by that situation indefinitely"
It's an unfortunate reality that it's become impractical to match this advice in all circumstances. When I was young I found that
a) I had to live within an hours drive of a city with jobs to get jobs in that city
b) There were 1/100th to 1/1000th the number of jobs available if I stayed with my family.
c) Minimum rent + student loan payments + heating bills exceeded what an "easy" job could cover.
I ended up not paying the student loan debts for about a year and recking my credit, but I was ultimately able to get a job. People with mortgages, families, or other fixed expenses can likewise not stay unemployed forever in the modern world.
As an experienced hire, if you take a big down-level for expedience employers will question it in the future.