Disclaimer: I don’t have any data, so take the following with a grain of salt.

I don’t think so. First, roughly a third or so of the people in Germany are considered to be at a higher risk of Covid (not only due to age, but smoking or obesity). Depending on where you live this might vary, but it’s not as if only a small part of the population is at risk. This is why - even if you’re healthy - it’s an important topic because we as a society need to take care of each other. Second: there are young healthy people that are suffering from the effects of COVID for months. A friend of mine used to run and now struggles with walking for a couple of minutes, he wasn’t safe from the virus after all.

Despite that, the risk of getting COVID is quite low, so theres no reason for panic.