Walletmor Payment Implant
walletmor.com
walletmor.com
If it's a real thing: This appears to be linked to the Polish domestic banking sector? So primarily of use there. What's stopping you from just getting the implant, loading up some money/payment method on it, and two-part epoxying it into a 3D printed TPU plastic bracelet. Something fitbit sized. Its functionality as a payment method does not appear to require it to be implanted. You could even glue it into a hard shell of a plastic fob and keep it on your keychain.
While methods to attack these could be developed, until they are and are applied to you, you'd have a fallback payment method if you were mugged or otherwise inconvenienced.
I don’t mean to be dismissive. But such an objection isn’t even mentioned on the web page. Just “forget about ...Smartpay” (I assume that means NFC of some sort). Hey, whoa, back up; how about we not forget about it and you folks tell me how this is better than a watch.
You can't lose it.
You can't forget it.
You don't need to charge it.
That's easy. Just swipe your smartphone over someone's arm until it beeps, then use your fingers (or phone's flashlight) to find it. Shouldn't take more than 3 seconds.
It's impossible for an implant to be 0 risk.
Removal is more complicated than implanting.
You can't change the data on it, so if you get skimmed you need a new implant.
However if it is re-writable (some are) you'll need to know someone/buy expensive specialized hardware.
I say all the above as someone with a magnet implant in my finger for the past 6 years. I still love having done it. But for practical uses like payment systems in an implant sounds like a horrible idea. (https://en.wikipedia.org/wiki/Magnetic_implant)
If it's basically an NFC tag, can't you make it read-write? Or is this potentially doing something more than that?
Also, how did you get the magnet implanted? Despite having no use for it myself, I still kinda want one.
In all seriousness, I forget my wallet more often than someone my age should. Keeping an extra couple of twenties in my car has stopped that from ever once being a problem. I've never felt the need to have a payment option on my phone or smartwatch, let alone implanted in my arm. What happens when you decide to change banks?
And beyond that, you admit to having a minor need this could address. Can you understand that for others that same need is much larger due to other circumstances?
It also supports payments, can help you improve your health, show you the weather, and can even tell you the time ;)
But at least you could put your card in a protective wallet, and card company will refund any fraudulant transactions.
An NRF blocking sleeve perhaps? :D
For unlocking a car, a motorcycle, a door, etc.. Could be a cool idea.
https://youtu.be/RKrE4hK6ZI8?t=762 is one example.
I'm sure everything you listed has at least been tried by someone at some point.
I get that this is NFC but how is privacy in all other areas handled? What are these privacy principles? Can the data be updated without removal?
From the Wikipedia page on the NFC standard mentioned it states “In "card emulation mode" an NFC device should transmit, at a minimum, a unique ID number to a reader.” Is this ID stable? What protocol are you using on top of the NFC frame data for payment?
The fine print is that they are selling you an implant, but you need to implant it yourself, and then aren't promising that it works for anything.
FWIW, we microchip pets with a quick injection, so this idea is totally plausible technically.
Might I suggest implanting in your non dominant limb?
WHO says "Antibiotic resistance is one of the biggest threats to global health, food security, and development today". But, hey if it helps if you forget your phone or watch...
Seriously though, I am going to assume(hope) this is not real...
[1] something like https://images-na.ssl-images-amazon.com/images/I/91fbTWqCoiL...