> I pay the electric company to have a store where only approved toasters and microwaves are sold so as to keep quality high! > I pay my car company to ensure that only approved tires, windows, audio, windshield wiper fluid can be used.

I don't know about the rest of the world, but where I live there is a tax-funded Safety and Chemicals Agency whose job is to keep dangerous and malicious physical products out of the market. There is no equivalent for software.