Yes? I did understand that - you were saying that being broke can lead one to do and think things that they'd normally consider crazy or irrational.
Are you thinking that I understood your statement to mean that being broke would permanently turn you into a loony? Maybe I generally consider "crazy" to be a temporary state or state of mind that anyone can get into or out of, and you generally consider "crazy" to be a permanent fixture of personality, dividing society into hard lines of people that are either "crazy" or "not-crazy"?