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I don’t understand why they are not keeping a larger percentage for themselves.

1/ This concerns me because I worry that clubhouse will not be sustainable.

2/ What is the incentive for them long-term to maintain this payment framework as well as to curate their network?

It may in part be because if they kept a percentage Apple would require these payments go through their in-app purchase system, subjecting ClubHouse to the 30% app store fee.

I think because then they have to give 30% to Apple

Yep: https://twitter.com/morqon/status/1379271413807390722?s=21

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