This is precisely what the Stellar Foundation is trying to do: instant, no/low fees, no mining needed.
And Stellar isn't?
Not a judgement, just a plain old question - it was my understanding that Stellar was an airdrop with large chunks to the founders, but my recollections are TBH vague.
They claim they'll use it in the following: https://www.stellar.org/foundation/mandate?locale=en (and they are a nonprofit so I assume they can't just sell it all).
That's half of the answer :)
How much does Jed McCaleb, of MtGox fame, hold?