The difference would be people who make their living by owning things (stock, companies, property) that pay dividends. This is not to say that they don't work hard, but that their income isn't directly tied to their labour.
In this sense, someone can be both lower class (poor) and a part of the owner class. Someone else can be upper class (rich) and working class.
>It also wasn’t exactly for wages in the classic sense given that the federal government had holidays, vacation, and so on.
Wages are typically understood as whatever price is paid to employees for their ability to work[1]; we may be operating under different definitions, though (I studied economics rather than business).
[1]: https://www.economist.com/economics-a-to-z/w#node-21529310