Who Owns England’s Woods? (2020)
whoownsengland.org
whoownsengland.org
There are only "title plans" held by HM Land Registry, that may or may not include information about who owns the wall and exactly what delineates the property line. If you want to see the "title plan", you even have to pay a small fee each time for the privilege. I can't understand why they would do that except to slow the flow of information.
I recently looked on US property websites and was surprised that the map showed the exact edge of the property as well as every other property around it. That just isn't possible in England. No such map seems to exist unless I've understood things incorrectly.
1: https://www.gov.uk/your-property-boundaries#legalboundaries
This can result in some quite odd outcomes. The road outside my house, for example, isn't owned by the local council like most roads, but is 'unadopted'. It's probably owned by the descendents of the builder who laid out the road and built the houses in the 1840s, but as it would be a liability rather than an asset (and was probably forgotten about shortly after the last house was sold in any case) nobody knows who that is.
There are ways around this. We have specialised title insurance to cover the risk that the road isn't actually a right of way, and there are provisions in English & Welsh law that give responsibility for road maintenance to the frontagers (like me) if the road owner isn't known. But it's added a surprising amount of friction. If there were a 'register or lose it' provision then it's likely something sane could be worked out once the land reverted to the crown. But as it is, we're in this weird semi-purgatory forever. No way of claiming adverse possession over a road, sadly...
Easements don't change ownership of the underlying land, they just establish a right to use/control the land in a particular way. Road access would (in many jurisdictions) be protected by an easement implied by necessarity (because access is a necessity) or an easement implied by past usage (analogous to adverse possession).
Anyway, the building society (mortgage holder) wanted better security than that, so insurance it is.
[Edit] Actually establishing who does own England is a somewhat challenging topic; see [2] for an example of one such attempt, and the list of sources that needed to be consulted.
[0] https://en.wikipedia.org/wiki/HM_Land_Registry
[1] https://www.gov.uk/registering-land-or-property-with-land-re...
You also get a copy when buying the house, as well as any covenants and details about any fences/walls etc that you have to maintain (either individually or with others)
Usually it just gets passed down in the buyer/seller questionnaire - until someone has a falling out with the neighbour then it all goes horribly wrong!
But yea, it is strange that we haven't started to do it more accurately, especially for new builds.
Last time the surveyor came out he found the buried property stacks, dropped his GPS tripod right on top, and that was the property line. This was a house built in the 80s. I'm guessing each county in each state has a method for marking and surveying property.
I think that the logical explanation for this is that it just isn't important enough to record the exact boundary between two properties.
In the US, most of the land was (dubiously) obtained by the government from the natives, divided into large tracts, sold to land speculators who then divided it into smaller tracts, who then sold it to individuals and families far, far away from the land. The owner then had to go find it. This system pretty much required exact boundaries be known from the start.
In the modern US, most land boundaries aren't super important anymore. Want to build a shed in your backyard? Your local zoning rules probably say it has to be 10-15 feet away from the property boundary. If you build it 10-15 feet away from what you think is the property boundary, nobody is going to send in the surveyors to make sure and then tell you to move your shed 1.5 feet to the left.
The situations in the US where the exact boundaries are needed are probably the same situations where the exact boundaries are needed in the UK.
For the other stuff we have "party wall" laws which help a bit.
> Want to build a shed in your backyard? Your local zoning rules probably say it has to be 10-15 feet away from the property boundary.
In England you can build a shed right up to the boundary. Potentially you can have bits (like guttering) that overhang the boundary. I think this site is a nice explanation of how complex it can get: https://www.lyonsdavidson.co.uk/can-homeowners-overhanging-e...
Also being able to locate things to a global reference system is a very new thing. Before GPS everything had to be measured relative to something else on the ground. That was never perfectly accurate and could have absolute errors of a few metres.
How frequent is that? Based on the original link, it appears that there is a process in place for when disputes arise.
Disputes happen in the US too. We have legal descriptions that exactly specify property boundaries, but converting them from paper to dirt also costs a lot of money. And land shifts! A survey from 200 years ago might not be accurate anymore!
EDIT - your link says "These days, it is rare to obtain planning permission to build right up to the boundary"
My main argument is that the US and the UK have kind of settled on the same solution, which is to try to avoid situations where you need to know the boundary exactly. In both countries, if the exact boundary is important, you can pay lots of money to find out (and it will take a long time too).
I think that the "exactness" of the American property system gives people a false sense of precision that doesn't actually exist in real life. I live in the US state of Illinois. In the southern half of the state, the legal definition of the state (as defined by the US Congress when the state was created) is based on 3 different rivers (the Mississippi, the Ohio, and the Wabash). That was a long time ago, and now the river banks have shifted a little bit. So you have parts of Illinois west of the Mississippi River, parts of Missouri east of the Mississippi River, and even parts of Indiana that are west of the Wabash River. Legally - what is written down as law - this is not possible!
Not all structures need planning permission. Someone can build a 2 metre wall right on the boundary. https://www.planningportal.co.uk/info/200130/common_projects...
For example, I have a dumpster that's probably sticking a couple feet into my neighbor's property. It's absolutely not a big deal, especially given that it's logically on "my land" given it's on my side of a driveway. But when the property was split up before I bought it, a survey line was drawn in an easy but not especially logical way. I'd never build a shed there because that would be an issue I'd have to deal with in the event of either property being sold.
England land dates back to pre-history in some cases, so it isn't a surprise that it is hard to pin down where some boundaries are. It is also hard to fix this when two different owners disagree - someone will be screwed out of land they think they own (or given a fence they don't want to maintain)
This depends enormously on density, lot size, and land value. My town has recently updated zoning to allow the construction of accessory dwelling units ("backyard cottages"), but whether a specific lot has a room for one often comes down to less than a foot. They are definitely going to require you to bring out a surveyor before you can get a construction permit.
The US does not have land registration. So, while it's nice that you got a web site with a map, that's worth almost nothing in court.
In contrast the small fee to the Land Registry buys you paperwork that a court of law is compelled to accept as the last word on who owns that land.
In the US if you're absolutely sure you own your plot, but alas somebody else has paperwork which they say proves they own it, you're looking at an expensive court case to find out who is right.
Which is of course why the US doesn't have a land registry, the lawyers and insurers lobby to ensure they get to keep charging people for the peace of mind that they're not going to wake up to find somebody else owns their home.
[1] https://wealthhow.com/difference-between-color-of-title-clai...
99.999% of sales nothing happens, and the title insurance company gets $800 for doing nothing.
Quit the good gig if you ask me.
1.) There is some cost associated with doing the title search which is probably fairly manual
2.) When something does go wrong, it's expensive
3.) If it really were a license to print money, I would, perhaps naively, expect more competition to drive prices down
I would think the boringness of working in title insurance suffices to restrict the supply.
Ask 100 people walking down the street who their preferred title insurance company is. no one will have one.
So at closing, usually it's the real estate agent who picks the title insurance company. So they do things like snacks and fancy coffee to real estate agents as you close, nothing to make the product better or cheaper.
In my city, the title company steered people closing at their location to a company that they 100% owned and charged inflated prices
https://www.housingwire.com/articles/41408-cfpb-slaps-meridi...
(post lawsuit, the only change as far as I now is a 1 page disclaimer that they own the title insurance company they are sending you to).
Many cities have only 1 title insurance options. Bigger might have 2-3.
https://archive.curbed.com/2018/2/26/17017142/title-insuranc...
Some places don't seem to have any lot lines, others have some properties marked and others have every property clearly marked.
I'd be interested to know where they get that data from. Is it some public source or a proprietary database? Do some states have a list and others not?
Even in states without the above, there are local records of ownership that you can bring to court that can be brought to court to prove who is right. Someone is going to be paying the land taxes and that is strong evidence of ownership in court. Banks require title insurance because the title insurance company will check the local records to verify that who you are buying from has rights to sell. However this will be an expensive court case as you say. Fortunately such things are rare these days.
Iowa has their system because about the time they became a state there was a big problem with fraud where someone would sell fake titles to land to multiple people. So Iowa put in place a system to stop it. Other states started when such fraud was rare and didn't need it, or started after title insurance was invented to take care of the fraud problems.
(Note, others have talked about squatters rights - I didn't touch on that, but it does exist in some cases)
So why would that record not count?
(For example, in Massachusetts, where I live, you can look up any property on the Registry of Deeds: https://www.masslandrecords.com/)
1) When I moved a couple of years ago, I discovered that the deed to our house had a typo. It defined the property we owned by referencing a map, which was on file with the County Register of Deeds. Except, when the deed cited the map, it mis-typed the page number the map was supposed to be on such that it referenced the map for a totally different property. The prior owner's deed had the same typo, back a couple of generations. The sale nearly fell through as the buyer's lawyer argued that it would be risky for them to buy the property given the typo and that a title insurance company might even refuse to insure the sale over the issue (not sure how much of that was real vs. theatrics). In the end, our lawyer tracked down an owner several generations prior in another part of the state, and sent a paralegal to his current house to have him sign new paperwork clearing the matter up.
2) A while back, I got a little too interested in the history of a local state park, which was a farming community before it was a park. I found some of the original deeds where the property was sold from the original farmers to the US Federal Government, and then to the State. The deeds defined the property by saying things like "beginning at a holly bush on the bank of Crabtree Creek, and extending for 500 yards north to a rock." A holly bush? Which holly bush? What about when it dies or somebody cuts it down? Which rock? The woods are full of rocks! In a world of Google Maps and GPS, it's wild to think that land used to be bought and sold this way, which apparently worked well enough for the time.
"The Australian continent, perched on the planet’s fastest moving tectonic plate, is drifting at about seven centimetres a year to the northeast."
https://theconversation.com/australia-on-the-move-how-gps-ke...
Yeah the UK has been introducing a land registry, but as of 2019, 15% of the land was still not registered. https://hmlandregistry.blog.gov.uk/2019/05/30/registering-la...
In continental europe, Napoleon can be attributed to many of the land registries, but England never got conquered by him :).
HM Land Registry is for England and Wales, Scotland has its own land registry (indeed a completely separate legal system) and NI does its own thing as well.
And people wonder why conveyancing of houses is often so cheap!
NB Of course, in such circumstances I'm sure you'd have a valid claim against your solicitor who did the conveyancing - but I doubt if that would make up for the misery involved.
I suspect they're trying to thread the needle between "People's home addresses are private" and "Who owns what land is public"
Right now (AFAIK) there isn't any public database I can search to find all the houses owned by Boris Johnson.
The reason for the payment is that the Land Registry is required to be self funding. Actually I thought that they might have been incorporated as a private company already and sold off but not sure about that.
To cover costs. Accessing those records costs somebody’s time and so unless HM Land Registry eats the cost, the interested party covers the cost. Same reason you pay for passes on government transportation or pay filing fees in court or for a driver’s license.
You can still pay the legislated $6 or whatever for each individual search, but they can slice and dice it and charge whatever they like for useful access to data only they have.
Now someone else can make a 10% return on equity at the public’s expense instead of just issuing a bond at 3%.
We like to sell off monopolies and maintain them here...
I am somewhat surprised how much data is open, it even shows you substations. If you wanted to sabotage the electricity supply for an area it would show you how to do it :-)
(Turn on different layers in the menu on mobile)
HM Land Registry is one of the few government agencies that turns a profit.
1: https://www.wolframalpha.com/input/?i=uk+total+government+re...
There are some practical advantages - if you've got a patch of dessert and charge tax on it you only can get so much but if you develop a luxury apartment complex on said land and rent them out you can get rather more. The state has an advantage over private developers as it can grant itself permission to build whatever.
I sometimes think you could do something like that in places like London - the state build lux accom to replace tax revenue rather than letting private developers clean up.
[0]: https://www.gov.uk/council-tax/second-homes-and-empty-proper...
> You may pay less Council Tax for a property you own or rent that’s not your main home.
> Councils can give furnished second homes or holiday homes a discount of up to 50%. Contact your council to find out if you can get a discount - it’s up to them how much you can get.
I'm sympathetic to the messy-move case, but discounting the tax for holiday homes seems quite regressive.
Fortunately(?), councils are basically all skirting bankruptcy, as a result of having their central grants slashed. So these discretionary discounts are becoming rare in actual practice.
If the incidence falls on the owner, but the occupier pays, they'll pay a lower rent to account for the tax.
If the incidence falls on the occupier, but the owner pays, they'll charge a higher rent to account for the tax.
This why I don't really like public discussions of taxes; they completely ignore incidence. For example, there's a call to "tax corporations more", which is all fine and well, but a corporate tax is sufficient to do so. You also need to make sure that the incidence of the corporate tax falls on the corporation.
Yes, I fully agree with that. I don't see how that refutes my point though.
If the maximum renters will bear is $X/mo before they decide to move to somewhere cheaper, and landlords are currently charging $X/mo and you impose a tax on renters, they'll either ask for their rent to be reduced, or move away.
If landlords charging less than $X, and the tax is imposed on the renters, they'll stay as long as the total is still less than $X. If the tax is imposed on the landlords, they'll raise rents to $X.
The issue with council tax is that it is extremely regressive: there are 8 bands with (very approximately) only a factor 4, from £1000 to £4000 a year, from lowest to highest. This means that a person in a crappy studio flat on a council estate pays £1000 and another person in a Buckingham Palace style mansion worth tens of millions with tennis, swimming pool, whatnot, pays no more than £4000 since that's the maximum.
This may explain why the wealthy in the UK never complain about council tax and tend to oppose land value tax...
The idea that land has value even when unused is one of this quirks of reasoning that seems "common sense" until you actually stop to think about it, because it makes no sense at all. And is one of the driving forces behind disenfranchisement of indigenous groups in so many countries.
But it also shows off how much the idea that "land = value" has been hammered into you. By default, land's just land. It doesn't have value until someone slaps some kind of "land management scheme" on top of it.
Other places take a very different stance, where land is just land, and you don't get to exclude people from it just because you own it. If you put the land to use, then that part becomes off limit, but merely "being the owner" doesn't confer the right to cordon it off, and people are allowed to freely traverse it. You only acquired the right to generate income from that land.
(e.g. folks can't go prancing about your crop fields, but if you own 100 acres and 80 of those are left alone because you live in a country where you value conservation, folks are entirely free to wander those 80 acres)
I've been clay pigeon shooting and it was fun but I was quite disgusted by the amount of waste involved. The shotgun cartridges are not only plastic themselves but eject a piece of plastic wadding out the end of the gun littering the environment. You can get biodegradable wadding but it's not required everywhere and the plastic cartridges are cheaper. Together with the released pheasants this strikes me as quite a big environmental impact.
The body which represents the industry put together a campaign to push the story that grouse shooting is good for the environment [1]. There's an interesting infographic with some disingenuous facts like "heather moorland is rarer than rainforest" (because it's a man-made landscape favoured by gentry in Britain), "reduced risk of wildfires by controlled burning" (removing all the tress and then burning heather that replaces it [2] tends to have that effect) and "up to 5 times more threatened wading birds" (sounds better than killing raptors with conservation status to keep the grouse population high).
The strong rumour that the Conservative Prime Minister put in a special exemption to the coronavirus restrictions to allow Lord Bamford, one of his primary donors, to carry on shooting[2], (after his company declared 950 jobs at risk [4]) sums it up.
[1] https://basc.org.uk/grouse/
[2] https://www.greatbritishlife.co.uk/things-to-do/peak-distric...
[3] https://www.huffingtonpost.co.uk/entry/boris-johnson-rule-of...
[4] https://www.theguardian.com/business/2020/may/15/nearly-1500...
A golden eagles satellite tag stopped broadcasting in the middle of a grouse moor in 2016. It was found last year, several miles distant washed up on a river bank, wrapped in a sheet of lead.
Literally the only group with a motive, and a strong historical precendent for similar activities in the industry, is upset that they are under suspicion. You couldn't make it up.
There are a lot of parallels in the US process of deforestation, except as you say on a much different scale. The US has lost ~75% of its virgin forests just since 1600.
The two categories you mentioned are represented (e.g. the Duchy of Cornwall is the personal land holding of Prince Charles, the Forestry Commission is a government department for looking after this sort of thing) but there's also charities (the National Trust and Royal Society for the Protection of Birds are charities) and the Church (specifically the Church of England) in that top 10 list.
And not so much royalty (only Charles is in that top list, and only his mother is in the second list of smaller personal estates, the Crown Estates do not actually belong to the monarch they belong to the country and so are effectively another government agency) as aristocrats: Dukes, Earls, Barons, these people aren't part of the royal family they've just inherited wealth and power.