Why would you not update your phone security updates? Do you even read anything about Android updates. It's extremely important for vital security flaws if you use any sort of modern apps.
It's a huge advocate of keeping all my data private but now knowing how useful it is to anonymize, encrypt and use it all on my device with things like Google Pay, I strongly advocate if you're using Google or Samsung services to update.
Plus these updates usually are Android level and not related to Samsung or Google