Fiber runs down the middle of the road along my property line. I doubt Openreach will ever get me connected.
To be honest FTC (Fiber to CAB) and VDSL for the local drop (35 - 70 MBS is 10x better than almost all US subs get access to.
And very few consumers need (or want to pay for) FTP
Consumer 'needs' have been formed by gatekeepers to shape their profit motives, so this is a bit of a red herring.
I am sure incumbents would love to move low revenue customers onto more expensive plans.
Some people might not actually need high speed internet - but this doesn't change the possibility (I would say fact) that the market of available goods and services, and in turn, the entire 'culture' around internet usage, has been distorted by industry interests.