For me only the engine is essential. I don't care about LEDs, AC, ABS, ESP or whatever. All I need is moving wheels, steering wheel (not necessary with amplifier), brakes (don't care about ABS). Heater at winter. Everything else is optional and can break. All I care about is to get to home alive when I need to ride 300 km without a single car around me. Whether my cars works or not might be live or death.
Though I don't think that chips are root of all evil. You can easily have analog systems failing. I think that engine chips just should be very reliable, may be even duplicated. We have vehicles on Mars, surely we could get reliable vehicles on Earth.
And, of course, I don't care about reliability of those second-class systems. They're not essential and car works without them. They could be made with chip or whatever, it does not really matter.