But sometimes that’s life when you are young. Making bad choices after bad choices.
This is a predatory system. My soft European brain can’t even compute how such villainy is not only allowed but also the status quo
Further, not all kids making these decisions have strong families or networks that can help set them straight. Instead, all they hear is "college is critical" and accept on faith there's an ROI.
The terms are clear, the real issue is how many people take on such massive debt without reading the terms or having a plan other than "it will work out."
The true villainy is the impossible situations a young Spanish or Italian adult is thrown into knowing there is no career prospects for them in their society and that they'll end up living in their parents house till their mid 30s