I haven't gotten cash in over a year and I'll only need to get some more at some point over the next month or so because I was in a store whose credit card system was down.

About the only thing I'd do with a bank in person (other than ATMs) would be either special transactions--much of which you can handle over the phone or on-line these days--or if I still had to deposit sheafs of checks like I did when I had a business years ago. (Though I assume these days most people would pay digitally in some manner.)

I've observed over the past year that even brokerages and the like that pretty much used to require going into a branch have discovered that's actually not necessary.

I don't care so much about the speed of transaction logs but that I can access my records, pay bills, transfer money, etc. with a few clicks.