I imagine there are other reasons you value than time and space convenience. Why do you feel the physical trip is more valuable?
I imagine there are other reasons you value than time and space convenience. Why do you feel the physical trip is more valuable?
They typically only staff the drive-through when the bank lobby is also open, or a half-hour later. One of the lanes will also usually have an ATM and a dropbox for after-hours service.
Yea that way much slower and much less convenient compared to online banking.
About the only thing I'd do with a bank in person (other than ATMs) would be either special transactions--much of which you can handle over the phone or on-line these days--or if I still had to deposit sheafs of checks like I did when I had a business years ago. (Though I assume these days most people would pay digitally in some manner.)
I've observed over the past year that even brokerages and the like that pretty much used to require going into a branch have discovered that's actually not necessary.
I don't care so much about the speed of transaction logs but that I can access my records, pay bills, transfer money, etc. with a few clicks.
I switched dentists for a similar reason; prior dentist kept a buffer of patients waiting to optimize their throughput. I had a dental appointment yesterday [at the newer place] and I was annoyed that I arrived 15 minutes early, because I know they make it a point to bring patients in exactly on time. Sure enough, 2:00 hits and I get called back.