Quite presumptuous is it not to say that nobody is grabbing every little opportunity here? I quit a well-paying job during the downturn to explore this side of life, so, yes, risks are being taken, but that is not my point.

I'm not saying we are screwed big time, if that is how the post appears to you, I need to apologize for the way that I put it across. My intention is this - what we are doing now is not working, let us try something different as the potential is certainly there.