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Isn't replacing a card usually triggered b/c your card was lost or stolen? As a consumer it seems that I would want to keep my subscriptions ongoing if that happens vs having to type in my cards in all my services again.

I've rarely heard of people replacing a card b/c they want to cancel all their subscriptions.

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I've honestly come to like when services remind me that they couldn't charge my card. It reminds me of the services that I don't use still taking money.

Cards expire. I don't have data on which is the most common, but based on my personal experience, the majority of my replacement cards are from expiration, not from being lost or stolen.

When my cards are lost/stolen, they provide a whole new card number. To my knowledge, they are not eligible for these auto-update programs.

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