What worries me however is how there are more and more laws and regulation to not let people crash and burn - like forcing people to have health insurance. Stupid code for building houses - etc
EDIT: and I'm not being sarcastic. I admire how by taking the correct decision to apparently sacrifice the poor, we have made the pie bigger for everyone including the poor (unfortunately, as noted by a comment below about Des Moines, building code is quickly changing that)