Spot on. I remember trying to get petrol in Belgium at night sometime in the late 90s. The country had its own smart debit card programme (very leading edge) and garages there had unattended pumps that would accept these cards to cater for out-of-hours customers. But, being a UK tourist without a local payment card, I was stuffed. Stopped at every garage along the way, getting increasingly concerned, before coasting in on fumes to one that was actually open all night and would accept my Visa or MC.