Ah, I understood that individuals or companies would invest and expect payback with additional 20-25% return payback. Banks are not an option for me, for such large amounts they require collateral and/or a very good credit rating, and I have neither. I have never taken a loan or done a similar business. Additionally, where I currently am and plan to open my business, isn't my home country, which doesn't help my chances for large loans. I'm currently in Iceland and have been here for almost 2 years, but that doesn't change much in banks eyes. I hoped for something like a short-term loan/investment and given my situation... presumably with a high-interest rate.