> Although some Apple services were still working, like iMessage (thank God) and Photos, I was terrified that more services would suddenly become inaccessible or that I would lose the considerable amount of data I have stored in iCloud.
It seems we get a weekly reminder that using someone else's computer does not remove the need for backups. Nebulous you-violated-terms-of-service claims, billing issues, an AI flagging you as suspicious, companies axing services or changing pricing, ransomware, etc are the drive crashes of this decade. Use multiple clouds, or mirror to a local disk. Do what you need to do. Just remember: nobody cares more about your data than you!