> How many times have they turned off your water?

Like anything else, this isn't a perfect metric. I know folks who have kept their water on all the way to eviction for non-payment.

That said, the author nails it when noting the dichotomy of "feeling broke" vs "being broke." I knew a lawyer that complained about "being broke" (feeling broke) because he "had to" sell two of his Porsches and couldn't make as many real estate investments as he would have liked to make that year.