Ha, fair enough.

The Members Group is a financial services company (serving roughly 2 million members) and is one of our main investors and security partners. Working together with them, we've been able to provide Grid's distribution for free.

But you do bring up a good point to clarify. While the Grid is free, using our rails is not. In our online and mobile platforms, we charge a flat fee of 25 cents, no matter the size of the transaction. So, when a third party does build on top of our network, we still hold onto that quarter. This is our only fee.

Sorry for misleading you. I'll change the verbiage.