No other exchange today has my trust, I don’t care if they compete on fees. When your btc is at real risk of they by an exchange, trust is everything. There is no FDIC insurance for exchanges.
Now if Chase were to do BTC exchange at better rates... i would probably switch.
https://support.gemini.com/hc/en-us/articles/205823016-Are-m...
>U.S. dollars in your Gemini Account are eligible for FDIC insurance, subject to applicable limitations. Please see the FDIC Insurance section of our User Agreement for more information.
It's also whether the institution can effectively do cyber and key security. This is where a non tech first company like Chase would have a lot of trust to build.