While your point is correct, I live in NY and true, it's heartening to see that someone is looking out for obvs fraud. But it's really annoying that I can't (straightforwardly) open an account at most crypto exchanges, and I'm banned from investing according to my choosing and to my knowledge.

If I decide to hedge inflation with some obscure or even mainstream "coin" that should be my choice why should gov be able to deny that right?