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M-Pesa was used by over 90% of Kenyan households in about 2 years after its launch. I could go on.

Mobile computing has changed the entire world; it’s not plainly obvious that cryptocurrency would change it even more or is substantially more difficult to execute on.

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M-Pesa is very important, society changing financial app/system that did not need iPhone or Android to be dominant. It was built on SMS and why it could achieve such market share. Don't give smartphones credit for putting interfaces on successful technology.

Mobile computing is obviously important, but its importance says zero about the possibility - and that's all I argued - that cryptocurrency could also be very important.

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