Please stop posting links to your papers all over the place not stating your the author and not explicitly embedding what you have to say in the comments themselves; as is, to me, you’re no better than a spammer.

In the comment above, you even copied and pasted it from your last comment and forgot to update the URL; that is, the URL above is from your prior comment which is formatted exactly the same way; stop spamming.

Sorry for the incorrect URL, which was at first posted incorrectly here:

https://professorhewitt.blogspot.com/

The correct URL is as follows:

https://papers.ssrn.com/abstract=3789701