This is exactly the way the car market works, except you can't (yet) lease a new laptop for three years.
Over 20 years ago I joined a company as Director of IT. In the first 10 days I cancelled several thousands of dollar of monthly leases of equipment that siting unused from projects that were over but not returned. Nobody looked at the leases while the Directors position was being filled.
Random IT leasing article from google. https://www.costowl.com/rental/equipment-leasing-it-cost.htm...