> you are shortchanging yourself
You seem to have the idea that a job at "that kind of place" is the only real fulfillment of our employment destiny. That seems a bit narrow-minded of you.
> or wealth is not important to you
This assumes that jobs at "that kind of place" pay much better than jobs at "other kinds of places". That may in fact be true, or at least mostly true. (Or it may be that, to get to the stratosphere of income, you have to jump through those hoops, but other places will make you jump through those hoops and still not pay that kind of money.)
Money is important to me. I am a for-profit enterprise. But it's not the only important thing. It's worth some money to me to work in a sane environment with non-toxic people.