>
Is it that you literally can't fully make the thing, i.e. only get 99% of the way there and you're fine?Lawyer-no-longer-practicing-patent-law here: You have to look at each individual, numbered claim (at the end of the printed patent). Treat each claim as its own infringement checklist, with each term in that claim as a checklist item. IF: Every checklist item in that claim is present in what you're doing, either literally or, as an edge case, by a "substantial equivalent," a term of art; THEN: That claim is infringed. (It only takes one infringed claim for liability.)
A canonical hypothetical claim is this: "1. A seating structure comprising: (a) a generally-horizontal seating platform; and (b) at least four legs, of substantially-equal length, each affixed, substantially orthogonally, to the same side of the seating platform to extend in the same general direction relative to the seating platform."
For that hypothetical claim, a tripod-style three-legged stool with angled legs wouldn't infringe because four legs are required for infringement. (There'd probably be an argument over whether the angled legs satisfied the "substantially orthogonally" element.)
For the same claim, suppose that you had a conventional four-legged chair with a back. That chair would infringe claim 1 because the checklist elements are all present; the addition of the back is irrelevant to the infringement analysis.
(In chemical- and biological fields, extra elements can be relevant to infringement analysis, for reasons we won't go into here.)
Another edge case: If you "induce" someone to infringe the claim, you're liable as an infringer. Still another is "contributory infringement," which I won't go into here.
----------------
> Or is it infringement to have an on-the-record chat with a buddy that you're thinking of working on X when the patent for X expires?
No infringement there — for infringement to exist, someone has to actually make, use, sell, offer to sell, or import the subject matter of at least one issued claim of the patent.
(Usual disclaimer: I'm not your lawyer, don't rely on this as legal advice about your specific situation, small changes in facts can sometimes make a big difference in outcome, etc.)