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So in the Netherlands, I can file my taxes for free, it takes me less than an hour for me and my wife. It’s also auto populated with all relevant figures. The hardest part is remembering your password for the nationwide single-sign-on service. Some problems are best solved by governments.

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If you are an employee in France, your salary is pre-populated in the website of the fiscal administration. My gains from my savings are pre-filed by my bank. During the year, I record my charity donations in a spreadsheet so I don't forget them, and I double-check with the declaration of the previous year to be sure I don't forget anything. Sometimes some categories are changed, but it's not that often. It's more complicated if you are a landlord.

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