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Here in the EU, credit card transaction fees are capped at 0,3%. So no shenanigans, but cryptocurrencies would have to fall within this range as well.

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> Here in the EU, credit card transaction fees are capped at 0,3%. So no shenanigans

This isn’t true. Interchange fees are capped at that rate, but that’s only one portion of the total transactional fee charged to merchants for processing card payments.

Is that the case in the whole EU? Because my AmEx gives me 1% cashback here in the UK, and that's been true since long before Brexit.

https://www.gov.uk/government/news/credit-and-debit-card-fee....

Non-partner Amex's are considered "three party card schemes", and therefore not subject to the interchange caps [1].

This means that there's a chance your merchant has been paying more for each Amex payment.

[1] https://curia.europa.eu/jcms/upload/docs/application/pdf/201...

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